Don't Let a Damaged Roof Turn Into a Financial Headache

Our trained inspectors perform a comprehensive evaluation of your roof, gutters, siding, and other exterior elements. We look for signs of storm damage including missing or damaged shingles, hail impacts, wind damage, and water infiltration. We document everything with detailed photos and notes to create a complete picture of the damage for your insurance claim.

Storm damage claims are generally classified as "acts of God" and typically don't affect your premiums the same way at-fault claims would. However, insurance policies and companies vary, so we recommend speaking with your insurance agent about your specific policy. In most cases, the cost of not repairing storm damage far outweighs any potential premium increase.

If your claim is denied, don't panic. We can help you understand the reason for the denial and explore your options. In many cases, claims are denied due to incomplete documentation or miscommunication. We can provide additional documentation, request a re-inspection, or help you file an appeal. Our goal is to ensure you get the fair coverage you deserve.

While technically you may be able to cash the check, we strongly advise against it. If you have a mortgage, your lender will likely be named on the check and require proof that repairs were completed. Additionally, unrepaired damage can worsen over time, leading to more expensive repairs down the road or potential claim denials in the future due to pre-existing damage.

Yes, your deductible is your responsibility as outlined in your insurance policy. It's important to note that any contractor who offers to waive or pay your deductible is engaging in insurance fraud, which is illegal in Georgia. At True Hand Roofing, we operate with complete transparency and integrity, so you can trust that we'll always be upfront about costs.